Low Chin Ann Blogspot

  Employers must register to avoid RM10,000 fine   1 March 2021, Malaysia’s Human Resources Development Fund (HRD Corp) has expanded the coverage of the Pembangunan Sumber Manusia Berhad Act 2001 (PSMB Act 2001) to include all industries. So what does that mean?  A company with 10 employees and above must register with HRD Corp and contribute a levy at 1% of monthly salary.  A company who has less than 10 employees can choose to register and contribute at 0.5% of employees' monthly salaries.  Penalty for non-compliance?   Based on PSMB Act 2001 , an employer will be convicted for not registering with HRD Corp may be fined up to an amount not exceeding RM10,000 or face imprisonment up to a year, or both.   Purpose of contribution to HRD Corp Fund? Registered employers can make use of the fund contributed to upgrade their employees' skills according to their operational and business requirements. SBL Khas scheme means you can obtain Training Grant, and employers can send em

 Repost - taken from FB posted on 4-April-2022 I always wonder what is the biggest cause of famine when the bible mentioned that one of the sign of end times wouls be Famine, besides war and rumours of war as well as earthquakes and pestilences.    So I always thought that, what kind of disaster that will strike that can cause food production be so severely affected - a drought? But watching the developments unfold… there seems to be different possibilities of severe famine could come.   The war between Russia and Ukraine really opened up my mind to different revelation of how things could have potential impact on various things.    Im sharing a bit of my early stage experiences now, since i am involved in food industry, a small aqua-entreprenuer i wouls say, with a small fish farm.    Prices of feed that is controlled by the feedmill have already increased 20% since the day of year 2000 around the time Pandemic jus started. Prices are anticipated to go up. So when you saw prices of fo

 Reposted from 19-June-2022 I would love to express my utmost gratitude to both Chris & Latausha.   I was doing some works at the Hotel Lobby and accidentally left my wallet there. I wasnt even realising that I have forgotten about the wallet and returned to my hotel room. Within like 5 minutes the phone rang and a lady asked "Did you lose your wallet?" - I was like "Did I?" - to my shocked, I realised that yes, I do lost my wallet. She said "No you didnt. It is with me at the front desk".   It is a very warmth morning to experience such a great testimony of honesty, and I wish to leave a note of thanks, of how much misery it will be for my stay to have lost all my monies and my credit cards. I pray that our very dear God, our Lord Jesus, will also graciously bless both of you.    Thank you for the wonderful moment again this has recorded in my life. Indeed, this journey to come to Arlington for Bible Study Fellowship's Launch program has piled me

  Reposted from 24-June-2022 As I complete my BSF Launch journey…   As I checked in at the airport, the queue was long and the check in was very slow.    At the counter, i requested for an isle seat. This will be a 16 hours flight and it will be extremely torturous, as how i experienced it when i flew into Dallas frm Doha, but with company of Brother Jerry, it was very much better.    Now that i have to fly alone, i can only hope for an isle seat by myself, so i can move around whenever i need to stretch. The long distance means “sit until the backside pain”.    To my disappointment, the staff told me, sorry this is a full flight and there is no more isle seat available. You hv to sit in the middle. Well, in my heart, God this is for you. I accept with a cheerful heart, though i don really like it.    At the boarding gate, another announcement was made, stating this is a full flight. You cannot bring more than 1 luggage, and hv to check in additional pieces and they are unable to enter

  Over 12,000 cases of online fraud involving losses more than RM400m reported in 1H of 2022 It is true that many have fallen victim to scams and the number will continue to rise.  With the increasing use of mobile applications, e-wallets, and e-banking – are you ready to protect yourselves? Remember, not everyone has to be an IT expert to understand cybersecurity.  I conducted a public complimentary webinar with Mr Ng on the topic "Scammed: Will U Be Next?". During the one hour webinar, we talk about Scam, Cyber Security, Social Engineering, Password Attacks, Ways to protect yourself. Hopefully you find this webinar helpful.      Genesis Origo is an online and physical learning and development provider .     

  Written on: 16-June-2022  Repost Here:    About to travel overseas tomorrow for Our Bible Study Fellowship training. Feeling bit anxious, partly because of the distance and also the time i have to stay away frm home. With things to clear off before my departure, there are many things in my head, and it has definitely made me absent minded. So today, i accidentally locked my office door with my keys inside.    So i quickly texted my good brother Ben Tham to rescue. Imagine, i actually asked him how to break the door when i actually meant how to break the lock. He was super nice, offer to take few hours off to come all the way from MCKL to see if he can help me unlock it. Agreed - feeling bad of course, at 3pm. So im feeling so helpless, can jus walk here and there, lie on the sofa, thinking what i can do. No computer, nothing, stranded and handicapped.    Fast forward.. i do not know why and how, i jus took my key frm my pocket, where my MCKL room key is together with ny car key, and

  Touch & Go now launches its GO Pinjam.   Look at the enormous interest charge it can impose on you? 36% pa max. 36% hellooo. 36%. And look at the illustration, it is trying to give you an impression it is cheaper to borrow even at 36% vs 18% when it quotes “RM21” vs “RM115”.    This is irresponsible illustration, because one is a tenure of 6-month vs 3 weeks.    We re entering a regime of easy credit, in a legal way, no splashing of red paints on your housewalls, but you will unconsciously work your whole life to be slave to these financial institutions. Noticed the emergence of “Shoppee Pay Later” “Boost Pay Later” “Laz Pay Later”…    The system is trying to make you live like you dont really feel any difference because it is all cashless, e-money, but in actual fact, the system is swallowing you bit by bit and you just “get used to it”. Beware lest that you are a Slave to this system.    Financial Literacy is very important.     Low Chin Ann is the founding Director of Genesis